ECONOMYMore loan applications were rejected across every borrower category. Banks also expect to tighten credit standards further in Q3. Maclear connect investors directly with European SMEs seeking business financing.

ECONOMYWhat happens to my money if the borrower stops paying? Not "could this happen" — it can, and across a large enough book of loans it will.

ECONOMYThe marketing for lending platforms tends to lead with a number, a headline yield, usually rounded up. What actually separates a platform worth your due diligence from one worth avoiding are questions about structure, custody, and disclosure.

ECONOMYEuropean businesses get turned down by banks because they are small.

ECONOMYIn P2B lending, the borrower is a business: a manufacturer, a logistics firm, an agricultural producer. The loan is typically tied to something concrete — an asset, a receivable, a guarantee, a pledge over equipment or inventory.