ECONOMYThe marketing for lending platforms tends to lead with a number, a headline yield, usually rounded up. What actually separates a platform worth your due diligence from one worth avoiding are questions about structure, custody, and disclosure.

ECONOMYEuropean businesses get turned down by banks because they are small.

ECONOMYIn P2B lending, the borrower is a business: a manufacturer, a logistics firm, an agricultural producer. The loan is typically tied to something concrete — an asset, a receivable, a guarantee, a pledge over equipment or inventory.